Bài viết bên dưới được đăng bằng tiếng Anh. Mọi con số trong đó là con số do chính nhà cung cấp công bố, kèm ngày chúng tôi đọc được.
Both put a model inside the place you already write code. The difference that decides it is not the model, because both let you point at several. It is how much of your existing setup you are willing to hand over, and what each one tells you before you pay.
What the table separates
The two rows marked with a source carry published figures and name the document each came from, so you can check both in about a minute. The rows marked Editorial call are our judgment, and each one says what the judgment is a read of. We have not run the same task through both tools and scored the output, so nothing here is a quality comparison.
The free tiers are not the same kind of promise
Both tools have one, and only one of them is countable. GitHub publishes two numbers for Copilot Free and scopes the second itself, counting chat requests including Copilot Edits. Anysphere's Hobby card says Limited, applied to Agent requests, with no digit beside it on the pricing page or in the help doc.
That is a difference in what is published, and it is worth keeping apart from a difference in what is granted. Cursor's free tier may well be the more generous of the two. We cannot tell you, and neither can anyone who has only read the page.
What is not in this comparison
Neither tool's overage behavior is in the table, and it is the thing most likely to decide the second month rather than the first. Cursor's plan table carries a column for how much third-party model usage each plan includes, stated in dollars. GitHub prices its credits individually and lets an account set a budget. Both are real answers to the same question and they are denominated differently, so we have left them on the profiles rather than putting two numbers side by side that do not convert.
The entry prices in the table are the individual plans. GitHub also prints per seat figures for organizations, and its documentation says the individual price is free for some users, naming verified students, verified teachers and maintainers of popular open source projects. If you are one of those, the row above is not what you would pay.
Both profiles carry the same figures with the same dates: Cursor and GitHub Copilot, and AI Coding is the category hub.